Questions for consideration

We have given some examples below of the sort of questions you will probably be asked when receiving professional mortgage advice, so we would advise you to start having a think about them now.

Of course not all maybe relevant and we do not expect you to know all the answers, after all we are here to advise you! It is also worth remaining open minded to different options as our advice typically results with a few scenarios that you should consider before selecting your final solution. These may include options you just didn't even know existed.

Are you concerned about the possibility of future interest rate movements?

Might your income or expenditure fluctuate significantly in the near future?

Do you prefer a set budget?

Are you likely to move in the near future?

Would you like the ability to vary the repayment amount or take payment holidays?

Do you have any plans to pay off some, or all of your mortgage in the foreseeable future?

Do you prefer a short or a longer term arrangement?

Do you require Mortgage, property and personal protection?

Would you like the certainty of you mortgage being repaid at the end of your mortgage term?

Do you have an Endowment policy?