Expatriate and Overseas Mortgages

Severnside Mortgages have steadily built a list of global clients with mortgages on properties in the UK. In most cases we can obtain a residential mortgage with a right to let whilst you are living abroad as long as you meet certain lender criteria. If you do not meet the criteria then the mortgage would become a buy to let mortgage. More often than not with a single UK property, as long as you are looking to return in a specific time frame there are lenders available that will allow you to have a residential mortgage rate on an expat basis.

We have also developed a protocol for dealing with our clients throughout the expatriate mortgage advice process and on to completion. Time zones, Air Mail, Telephone communications, Document verification etc are all things that need to be handled with the utmost diligence. We have now integrated a new VoIP solution by Skype, so that you can get in touch by phone and video conference for easier, cheaper and securer accessablitity.

If you are looking to buy abroad, again there are some lenders that can cater for you. But taking an Overseas Mortgage may better suit your circumstances. There is however a lot more to consider when looking into an overseas mortgage so it is impairative you seek specialist advice.

Whatever your circumstances, get in touch and we'll help you all the way.

For further expatriate info please goto the independently run EXPATS.org.uk