Mortgage and Personal Protection
Mortgage and Personal Protection have been left out of the equation so far, as from our knowledge and experience it's usually the part of the mortgage advice process subject to 'hard selling'. This is because the insurance polices may carry a higher procuration fee then the mortgage product itself. If you have ever had advice and felt the Adviser made protection a bigger deal than the mortgage then that's probably why.
However, protecting yourself and your mortgage is very important. In the event of an accident, sickness, unemployment or even death- protection policies can pay towards your mortgage and personal income. There are varying degrees of cover ie, accident sickness and unemployment, life cover, critical illness etc. We can complete a fair analysis of a variety of policies to find the right protection plan for you based on your personal circumstances and expectations.
Part of our compliance procedures under Burns-Anderson is a requirement to complete a report on each of our clients to justify the advice and recommendations made. This ensures you fully understand what has been discussed, advised and accepted.
However, protecting yourself and your mortgage is very important. In the event of an accident, sickness, unemployment or even death- protection policies can pay towards your mortgage and personal income. There are varying degrees of cover ie, accident sickness and unemployment, life cover, critical illness etc. We can complete a fair analysis of a variety of policies to find the right protection plan for you based on your personal circumstances and expectations.
Part of our compliance procedures under Burns-Anderson is a requirement to complete a report on each of our clients to justify the advice and recommendations made. This ensures you fully understand what has been discussed, advised and accepted.